Once I pay off my credit card debt can I lower the spending limits… how will this affect my credit? My income is variable… what happens if I open a Roth IRA this year and earn more than the income limitation? I opened a traditional IRA but is a Roth better? Answering these questions and more on this week’s Ask Farnoosh.
How To Spend Less, Save More, And Clean Up Your (Financial) Act
There’s almost nothing less fun than looking over your bank statements and realizing you spent $150 on lattes last month. That’s probably why so many of us avoid looking at our statements at all, unless something’s obviously wrong—we’d rather not be reminded of the damage we’re doing.