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Ask Farnoosh about money, work, life, or a recent guest below and she'll do her best to answer your question during an upcoming Friday episode on So Money. Record a message below or type in your question.

Crystal Hammond, Founder of SophisticatedSpender.com

Whether you’re interested in spending smarter or learning how to generate side income, you’re going to love today’s guest. Crystal Hammond is a former day trader and real estate pro. In addition to being a landlord and an engineer with the US Patent and Trademark Office, Crystal blogs about her personal finances – the good, bad and ugly – at sophisticatedspender.com.

Several takeaways from our interview:

— How she became the queen of side hustles

— How her friends helped her repair her credit score (she started with a 580 and now has a nearly perfect score.)

— Why if she ever won the lottery… she’d purposely go into debt.

If you’d like to learn more about Crystal Hammond, visit her website sophisticatedspender.com and follow her on Twitter @crystalh8725.

My favorite quote from the interview: “Spend money on what you love… as long as you have the money to do it.” – Click to Tweet

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