ask Farnoosh

Ask Farnoosh

Ask Farnoosh about money, work, life, or a recent guest below and she'll do her best to answer your question during an upcoming Friday episode on So Money. Record a message below or type in your question.
  • Please answer the following question to submit:
  • This field is for validation purposes and should be left unchanged.

Kristina Ellis, So Money Millennial

My So Money Millennial today wasn’t a top student or star athlete, but Kristina Ellis, 28, managed to earn half a million dollars in college scholarships by the time she graduated high school in 2005. The most recent graduating class finished college with an average $35,000 in student loans – the highest on record.  And of course we’ve heard of students saddled with six figures in student loans. It’s a crisis.

For Kristina, after her mother sat her down in the 9th grade and told her she wouldn’t be able to financially support her daughter once she graduated high school, she became empowered to find a way to afford her own future without skipping college or going into massive debt.

Instead, she immediately began researching the best ways to qualify for top scholarships. She spearheaded community service missions, coached and grew her gymnastics team and even managed to get crowned Miss Indiana Teen USA. From there Kristina cast a very wide application net and managed to earn $500,000 spread across 20 scholarships, including the Coca-Cola and Gates Millennium Scholar awards.

Kristina now shares her strategies to help others win scholarships and graduate from college debt-free in her book, Confessions of a Scholarship Winner, which has ranked in the Top 20 among all books on Barnes and Noble and in the Top 40 on all of Amazon, as well as topping the charts in Amazon’s College & University category.

Three key takeaways:

  • How she mapped out that plan to win all that money for school. How did she make herself attractive to scholarship judges?
  • The best resources for finding free money for school.
  • Saving up to 90% on everything. Kristina is quite the deal hunter.

If you would like to learn more about Kristina Ellis, visit her website or follow her on Twitter @mykristinaellis.  She also has an additional website that is connected to her book:

One of my favorite quotes from our interview: “My personal philosophy that I apply every day is basically figure out how to get the greatest value for the lowest cost” – Click to Tweet

you might like....


My Whirlwind Week (+ Pics!)

It was an exciting week hosting my second SOLD OUT Book to Brand workshop in New York City. Then, I capped the week off in Dallas, TX at FinCon 2017 to give a keynote with David Bach, So Money friend and bestselling author.

Continue Reading

Mint Blog

Mint Money Audit: Affording Life After Grad School

With a brand new PhD under her belt, our latest Mint audit recruit, Renee, is ready to take on the real world with gusto. The 34-year-old is eager to buy a home and ramp up her retirement savings. She currently lives in San Francisco and has just started a full-time earning $87,000 a year (before […]

Continue Reading


I can’t believe I said that (+ a new So Money record)

Question for you: What’s the worst advice you’ve ever received? That’s a tough one, right? My dear friend and #NoLimits podcast host Rebecca Jarvis asked me this question on her show this week. And I fear I may have veered off into #TooMuchInformation land. I found myself talking about things I never expected to share so […]

Continue Reading